Personal and life insurance

Personal insurance delivers a valuable benefit - financial certainty. We will match you with the right insurance so you don't pay for insurance you don't need.

Protecting you and your family.

Most Australians understand importance of home or car insurance. But when it comes to insuring your ability to earn, people are less certain of its benefits. The last thing you want to worry about if something should go wrong is how you're going to pay your bills.

The Building Blocks Financial Planning team can help you figure out type and level of personal insurance you need. Should you have insurance in place already, we can review it to make sure we've bridged any gaps and you're not paying for insurance you don't need.

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Different types of personal insurance:

  • Life insurance: provides a lump sum payout to your family in the event of premature death. This means your family & your home would be looked after should the worst happen.
  • Total and Permanent Disablement (TPD) insurance: pays a lump sum if you become permanently disabled and are unable to work again. The last thing you want to be thinking when facing disability is how you're going to afford the basics.
  • Trauma insurance: pays a benefit if you are diagnosed with a specific illness noted in your policy like heart attack, stroke or cancer.
  • Income protection insurance: provides a regular series of payments usually equal to about 75% of your normal wage or salary if you can't work due to illness or injury. Your ability to earn an income is your most valuable asset!

Our panel of insurance providers

While many people have insurance included in their superannuation or purchase online cover, these types of insurances have not gone through the underwriting process, meaning they can often fall through when you need it most.

Building Blocks Financial Planning has a panel of high quality lenders with hundreds of different insurance products to make sure you have got exactly what you need.

"He was magical at handling all of our claims; he even travelled to us with all of the documents that needed signing. It really was such a relief and such a pressure off knowing that we would still be in a comfortable financial position, and we were then able to relax and focus on my ongoing treatment."


Let’s build your financial future – together.

Book your free appointment with us to see if Building Blocks Financial Planning is the right team to support you and your financial goals.

Disclaimer:
This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.