Many Australians are still unsure how a financial adviser can help them with their finances. "Won't they just try and sell me insurance?" "Will they make me stop spending money on the things I like?" "Aren't they only for old people?" are all questions we hear regularly. So, we wanted to let you know exactly how our Building Blocks Financial Planning team can help.
Create a clear & simple financial plan: We'll work out what's most important to you, your goals and dreams, and put together a simple, do-able step by step plan to get you there. And we're with you every step of the way.
Cut through the jargon: There is so much jargon in the finance world, we should write a glossary! The best part is, you can leave the jargon up to us. Our financial planning team will guide you through the sometimes overwhelming world of finance and investment.
Put you in control: It's your money, and you should be in control of it! Unfortunately, there are plenty of people out there who don't feel in control - instead their finances control them. We'll put you back in the driver's seat.
Be strategic and get you ahead: We're competitive on your behalf. We want you to be streets ahead of everyone else, and on your way to living the life you want to live. Retire early? Send the kids to private school? Have a thriving investment portfolio? Building Blocks Financial Planning will get your money working harder for you.
Give you the support you need, wherever you're at: It's never too early to start strategically planning your finances. Whether you're just starting out in your career, or coming up to your retirement, our team has the strategies to get you where you need to be.
Stop you from spending your money: It's important that you get to spend your money on the things you enjoy - while also having the dollars left over to put into investing in your future. If you want to splurge on fun trips away or rare scotch, you can!
Sell you insurance you don't need: So many Australians continue to pay for insurance they don't need, or is unsuitable for them. If you need it, we'll help you find quality, tailored insurance from our insurance partners.
Give you a one size fits all approach: It's amazing how closely your dreams and your finances work together. And that's what makes financial planning so individual! It's all about leveraging your money to get you to where you want to go. That means our team tailor your financial plan to YOU - your money, your life and your dreams. There's no cookie cutter approach at Building Blocks Financial Planning.
Savings: Our team will review your current financial situation, and put a simple savings plan in place so you can maximise your income and save more money.
Debt management: The Building Blocks team will analyse your debts and living expenses, and work together with our Mortgage Broking partners to see how we can get you debt-free as soon as possible. With the money you save on interest and repayments, we can put into your savings or investment plans.
Superannuation advice: A largely misunderstood area of Australian finance, Building Blocks Financial Planning will go through your Superannuation funds and accounts to ensure your fund is performing well and you're not paying for fees you shouldn't be.
Investing your money: We'll help identify your goals & risk level you're comfortable with. Our team will then build a portfolio of investments best suited to help you achieve them.
Retirement planning: A quality lifestyle in retirement is possible with a bit of forward planning. We'll look at strategies to make sure your nest egg lasts through retirement.
And much more!
Our Building Blocks Financial Planning team are unreservedly passionate about financial planning - so passionate, that we cover the cost of your first appointment with our Building Blocks Financial team. This appointment can help you understand more identifying any gaps in your current finances and how we can get them working harder for you.
Disclaimer:
This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.