Learn more about your finances

Planning to top up your super?

As we move toward the end of another financial year, it is time to consider if we should be topping up our super.

A fast-moving couple of weeks

Since my last blog, Should our Super be Limited?, there has been quite a bit of press coverage, not only in the financial sector, but also in mainstream media on potential changes to superannuation.

A downsizer update

Back on 1 July 2018, a new opportunity arose that allowed older Australians to make contributions to superannuation without meeting the normal age limits and other conditions required for making contributions.

Hacks and scams

Over recent weeks the news has been inundated with reports of the cyber-attack and theft of customer personal information from Optus, one of Australia’s key phone and data providers.

Can I claim a tax deduction for my personal super contributions?

To be able to claim a tax deduction for personal superannuation contributions, a notice must be given to the superannuation fund informing them of the intention to claim a tax deduction. Timing is critical.

The Action Plan to get your debts paid off sooner

To be able to claim a tax deduction for personal superannuation contributions, a notice must be given to the superannuation fund informing them of the intention to claim a tax deduction. Timing is critical.

Something positive from the pandemic

With COVID-19 having reaped havoc on the lives of 25 million everyday Australians it might seem strange to be making comments about positives.

Having your cake and eating it too

For many, retirement is that time in life when thoughts turn to enjoying life without the drag of having to go to work to keep food on the table. As my dear colleague, Mark Teale has often said, retirement is “my time”.

Is your house your home?

As many people approach or enter retirement, their thoughts often turn to retirement housing options. Often, family members enter the conversation, either by invitation, or they simply gate-crash the discussion and present their own views on the subject.

Rhiana's story: how personal insurance eased the pressure of treatment

When mother-of-two Rhiana was diagnosed with stage 4 bowel cancer at age 35, her initial concern was her family's welfare

What is salary sacrificing?

Chances are you've heard the term 'salary sacrificing'. But do you understand what it means? It can be a fantastic strategy for you to minimise tax and is a great addition to your employment package.

How can a financial adviser help me?

Financial planning and financial advice can help you reach your goals and live life the way you want. Find out how we can help.

Let’s build your financial future – together.

Book your free appointment with us to see if Building Blocks Financial Planning is the right team to support you and your financial goals.

Edpat Financial Services Pty Ltd ABN 47 162 281 478 trading as Building Blocks Financial Planning Corporate Authorised Representative No. 438088 Alliance Wealth Pty Ltd ABN 93 161 647 007 | AFSL 449221 www.centrepointalliance.com.au/fsg/aw

Disclaimer:
This information has been provided as general advice. We have not considered your financial circumstances, needs or objectives. You should consider the appropriateness of the advice. You should obtain and consider the relevant Product Disclosure Statement (PDS) and seek the assistance of an authorised financial adviser before making any decision regarding any products or strategies mentioned in this communication.